How to Buy DePix: Complete Step-by-Step Guide
Buying DePix is simpler than you might expect. If you have a Brazilian bank account with Pix and a smartphone, you already have everything you need to convert reais into a private stablecoin on the Liquid Network. This guide walks you through the entire process — from signing up to receiving tokens in your wallet.
If you are new to DePix, start with our article on What is DePix? to understand the basics before making your first purchase.
What you need before buying DePix
Have these three things ready:
- A bank account with Pix — any Brazilian bank or fintech works (Nubank, Inter, Itau, Bradesco, etc.).
- An email address — that is all the DePix App requires to sign up. No documents, no selfies, no KYC.
That is it. There is no external wallet to download: the DePix App ships with a non-custodial integrated wallet that you create inside the app in seconds, with the keys stored on your own device.² This simplicity is intentional — the DePix App is designed so that anyone can buy a BRL stablecoin with Pix without needing a traditional exchange.
Step by step: how to buy DePix with Pix
Follow these steps to make your first purchase:
1. Create your DePix App account
Go to depixapp.com and sign up using just your email. You can choose between individual mode or merchant mode, depending on your use case.
2. Create your integrated wallet
Right inside the DePix App, create your non-custodial integrated wallet — there is nothing external to install. The app shows you a 12-word recovery phrase: write the words down on paper, in order, and store them somewhere safe. This is the only way to recover the wallet, so never screenshot them or save them on your phone. Next, confirm the words, set a 6-digit PIN, and optionally enable biometrics (Face ID / Touch ID). Done — your non-custodial wallet is active and only you control the keys.
3. Choose your deposit amount
In the DePix App, enter how much you want to deposit. The app automatically uses your integrated wallet as the destination — there is no address to paste. The minimum is R$ 5 (about $1) and the maximum is R$ 6,000/day per CPF (Brazilian tax ID).
4. Pay the Pix QR code
The app generates a Pix QR code. Open your banking app, scan the code, and confirm the payment. It is the same process you already use for any Pix payment.
5. Wait for processing
Your DePix tokens will be sent to your integrated wallet within 24 hours (D+1). This window exists to protect you against fraud — the DePix App uses this time to verify that the transaction is legitimate before releasing the tokens. For more details, read about how DePix protects against scams.
6. Confirm receipt
Once processing is complete, open the DePix App, go to your integrated wallet, and check your DePix balance. That is it — your reais are now on the Liquid Network, under your full control.
How much does it cost to buy DePix
The DePix App fee is 2% + R$ 0.99 per deposit.¹ For example, if you deposit R$ 100, you pay R$ 2.99 in fees and receive R$ 97.01 in DePix tokens.
This is competitive compared to traditional exchanges, which charge hidden spreads, withdrawal fees, and network fees. With the DePix App, the fee is transparent and all-inclusive.
| Deposit amount | Fee (2% + R$ 0.99) | DePix received |
|---|---|---|
| R$ 50 | R$ 1.99 | R$ 48.01 |
| R$ 100 | R$ 2.99 | R$ 97.01 |
| R$ 500 | R$ 10.99 | R$ 489.01 |
| R$ 1,000 | R$ 20.99 | R$ 979.01 |
| R$ 6,000 | R$ 120.99 | R$ 5,879.01 |
Is DePix safe and trustworthy?
This is the most common question for newcomers, and it is a fair one. Here is what makes DePix secure:
- Non-custodial: the DePix App does not hold your funds. Your tokens live in your integrated wallet, whose keys only you control. Nobody can freeze or seize your money.
- Anti-fraud verification: the 24-hour processing window protects against Pix scams. Each transaction is verified before tokens are released.
- Liquid Network: operated by a federation of companies with no single point of failure.³ Transactions use Confidential Transactions, which hide the amounts transferred.
- Minimal data collection: sign-up requires only an email. Your personal information stays protected.
For a deeper dive into security, read our article on how DePix protects against scams.
What to do after buying DePix
Once you have DePix in your wallet, you have several options:
- Hold reais outside the bank — keep your money on the Liquid Network with financial privacy and self-custody.
- Convert to Bitcoin — use the integrated wallet’s built-in convert feature to swap DePix for L-BTC (Bitcoin on Liquid), right inside the app. This lets you invest in Bitcoin privately.
- Make private payments — use DePix for payments without exposing your data to the banking system.
- Buy gift cards — turn DePix into anonymous purchases with gift cards.
- Earn extra income — refer others and earn commission through the DePix affiliate program.
- Withdraw back to reais — whenever you need cash, send DePix back to the app and receive BRL via Pix in your bank account.
DePix vs Drex: what is the difference?
With Brazil launching Drex (the central bank digital currency), many people wonder how it compares to DePix. The answer comes down to privacy.
Drex is a CBDC with full transaction surveillance.⁴ Every payment is recorded and visible to the central bank and financial institutions. It is Pix with better technology but the same monitoring.
DePix is the opposite: a stablecoin on the Liquid Network with Confidential Transactions. Amounts are hidden by default, and you hold your own tokens in self-custody. No bank or government has access to your balance.
If financial privacy matters to you, the choice is clear. For a deeper comparison between the banking system and the Liquid Network, read our article on DePix vs traditional Pix.
Frequently asked questions
Do I need documents to buy DePix? No. Sign-up requires only an email address. No selfie, no proof of income, no KYC.
What is the minimum amount? R$ 5 (about $1 USD).
What is the maximum per day? R$ 6,000 per CPF (Brazilian tax ID).
Why does it take up to 24 hours? Security. The window allows the app to verify that the Pix payment did not come from a scam before releasing tokens.
Can I use any bank? Yes. Any Brazilian bank or fintech with Pix works.
Do I need to understand crypto? No. If you can use Pix, you can use the DePix App.
References
- DePix App — sign up, fees, and limits
- DePix App Blog — integrated wallet and self-custody
- Liquid Network — Confidential Transactions
- Banco Central do Brasil — Drex (Real Digital)
Your financial privacy starts here
Pix has convenience — DePix has privacy. Now that you know how to buy, the next step is yours. Stop exposing every transaction to the banking system and start using digital money that only you control. Visit depixapp.com.